Hard Money Lenders in Indiana 2025
Indiana is a landlord-friendly state with some of the best cash-flow real estate in the country. Indianapolis leads the nation in rental yields, and hard money lenders in Indiana are plentiful for both fix-and-flip and buy-and-hold investors.
Best Hard Money Lenders in Indiana
| Lender | Rates From | Max LTV | Min Credit | Close Time |
|---|---|---|---|---|
| RCN Capital | 8.75% | 85% | 620 | 10 days |
| Kiavi | 9.25% | 90% LTC | 640 | 7-10 days |
| Lima One Capital | 9.75% | 75% ARV | 600 | 14 days |
Top Indiana Markets for Real Estate Investors
- Indianapolis — Consistently ranked a top US market for rental yields (8–14%). Neighborhoods like Fountain Square, Irvington, and the Near Eastside are popular flip targets.
- Fort Wayne — Indiana’s second-largest city with low prices and strong rent-to-value ratios.
- South Bend — University market with strong student rental demand and affordable acquisition costs.