Ohio is one of the best-kept secrets in real estate investing. With some of the most affordable home prices in the country, strong rental demand, and active fix-and-flip activity in Cleveland, Columbus, and Cincinnati, Ohio delivers some of the best cash-on-cash returns available anywhere in the US.
Top Hard Money Lenders in Ohio
| Lender | Rate From | Max LTV | Close Time | Min Credit |
|---|---|---|---|---|
| RCN Capital ⭐ Best Rate | 8.75% | 85% | 7 days | 620 |
| Kiavi | 9.25% | 90% | 10 days | 640 |
| Lima One Capital | 9.75% | 75% | 14 days | 600 |
| Groundfloor | 7.50% | 70% | 14 days | None |
Best Ohio Markets for Fix and Flip
Cleveland
Cleveland has some of the highest fix-and-flip ROI in the country. With median home prices under $150,000 and strong rental demand, Cleveland is ideal for investors looking to maximize returns on smaller capital investments. Many properties can be acquired for $40,000–$80,000 and rehabbed to sell at $120,000–$180,000.
Columbus
Columbus is Ohio’s fastest-growing city and home to Ohio State University. Strong job growth, a young demographic, and consistent population inflows make Columbus a reliable market for both flipping and long-term rentals.
Cincinnati
Cincinnati offers a stable, growing market with strong blue-collar demand and affordable renovation opportunities. The city’s revitalized neighborhoods like Over-the-Rhine have driven significant appreciation in recent years.